Guides

Working out where your money is going

Honest comparisons with the apps you are probably also considering, and the arithmetic behind a debt payoff date.

WhenZero vs YNAB

Both cost about the same. They do genuinely different jobs, and one of them is probably not the one you want.

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WhenZero vs PocketSmith

The closest thing to a direct rival. Both forecast forward — the differences are price, privacy and what the forecast is for.

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Budgeting apps that don't connect to your bank

Why you might not want to hand over your bank login, what you give up, and which apps let you avoid it.

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How to work out the date your debt is paid off

The arithmetic, why the number is usually worse than people expect, and the two things that move it most.

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